⏱ 19 min read · the question nobody answers until it is too late to use the answer She had moved into a rental in Middleburg and was starting to feel almost normal again. The house had sold at auction in March and she had made herself stop thinking about it. Then in October a… Continue reading They Took the House. Can They Still Come After Me for the Rest?
⏱ 19 min read · written for Clay County, not copied from a Jacksonville page He had been paying that mortgage in Orange Park since 2013. Retired out of NAS Jax, bought with his entitlement, never missed a payment in eleven years. Then the insurance renewal came in nine hundred dollars higher, the escrow recalculated,… Continue reading Foreclosure Help in Clay County: Orange Park, Middleburg and Green Cove Springs
⏱ 18 min read · what to do when the report comes back with forty seven items You were under contract on Tuesday. On Friday the inspection report landed and it is forty seven pages long. Not one of the items is the roof. It is a loose handrail, two GFCI outlets, a slow drain,… Continue reading 1 in 7 Deals Die After the Inspection. In Jacksonville It Is Closer to 1 in 6.
⏱ 19 min read · a sale date is not the end, and here is the proof She had the date written on the kitchen calendar in red. The eleventh. Not circled. Just written, in the square, the way you write a dentist appointment, because she did not know what else to do with it.… Continue reading 209 of 316. Why Two Thirds of Duval County Foreclosure Auctions Never Happen.
⏱ 20 min read · written for the adult child who just walked in You flew in for three days. You had not been inside in a year and a half, because every time you offered to visit he said the house was a mess and he would rather meet you for lunch. Now you… Continue reading When Someone You Love Is Living in a House That Has Become Unsafe
⏱ 18 min read · the 2024 law that changed how this works, and the line you must not cross She drove out to her mother’s house in Middleburg to meet the lawn man and there was a car in the driveway she did not recognise. Someone was living in it. Had been for a… Continue reading Someone Moved Into a House You Own in Florida. You Can Call the Sheriff.
⏱ 18 min read · the probate change almost nothing online has caught up with Her mother died in May. The house in Orange Park, a small savings account, a car, and a lot of paperwork nobody wanted to look at. A probate attorney quoted her for formal administration because the estate was over the… Continue reading Florida’s Small Estate Limit Just Doubled to $150,000. What That Means If You Inherited a House.
⏱ 18 min read · what nobody tells the owner who cannot pay She is seventy one. The condo has been paid off since 2019. Her only debt in the world was a car note she cleared last spring. Then a letter came from the association. Forty two thousand dollars, payable in three installments, for… Continue reading Your Condo Just Assessed You $42,000. Here Are Your Actual Options.
⏱ 19 min read · the 95 percent rule nobody tells heirs about Her mother died in February. The servicer’s letter came in March and used the phrase “due and payable.” The balance was two hundred and eighty one thousand dollars. A realtor had told her the house was worth about two hundred and forty.… Continue reading Mom Had a Reverse Mortgage. What Happens To The House Now?
⏱ 17 min read · the room that sells the house, and the tax trap underneath it We just finished a house out in Glen St. Mary. Four bedrooms, three baths, fifteen acres, and a mother in law suite. Rain held up the outside work for nearly two weeks and I was ready to lose… Continue reading Mother In Law Suites and ADUs in Florida: What Adds Value, and What the 2026 Law Actually Says
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